International PayPal Fee Calculator
International PayPal payments cost more than domestic ones: a base percentage, a cross-border surcharge of 1–4%, a fixed fee in the receiving currency, plus a ~3–4% currency-conversion markup. Pick any two countries in the calculator to see the combined cost instantly.
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Rates updated 2026-11-01. Select two different countries to trigger the international rate automatically.
Calculate international feeHow international PayPal fees are built
- Base percentage — the domestic commercial rate of the receiving country (e.g. 3.49% US, 2.9% UK, 4.4% India).
- Cross-border surcharge — added when sender and receiver differ (1.0% Canada/Australia, 1.5% US, 1.99% UK/Germany, 4.0% India).
- Fixed fee — in the receiving currency ($0.49 US, £0.30 UK, ₹3 India, ₱15 Philippines).
- Currency conversion — PayPal's own rate typically adds ~3–4% over mid-market. Our tool flags this with a mid-market snapshot (FX 2026-11-01).
Example international routes
| Route | Combined G&S rate | On $100 |
|---|---|---|
| US → US (domestic) | 3.49% + $0.49 | $3.98 fee → $96.02 received |
| US → India | ~8.4% + ₹3 + FX markup | See live rupees in calculator |
| US → UK | ~4.89% + £0.30 + FX markup | Cross-border 1.99% on top of 2.9% |
| UK → Germany | ~4.98% + €0.39 + FX markup | Both EUR but cross-border still applies |
Frequently asked questions
How much is the PayPal fee for an international transaction?
It depends on the country pair. PayPal charges its domestic base rate plus a cross-border surcharge (often 1–2%, up to 4% for routes like US to India), a fixed fee in the receiving currency, and roughly 3–4% on currency conversion. For example, a US to India goods & services payment totals about 8.4% plus ₹3 before conversion.
Does PayPal charge a fee for international payments?
Yes. Every cross-border payment adds a surcharge on top of the standard rate, and when currencies differ PayPal also profits from its own exchange rate. Use the main calculator and select two different countries to see the exact international fee.
Which is cheaper for international transfers: PayPal or bank wire?
For small and medium amounts PayPal is usually cheaper and faster than $25–$50 international wires. For very large transfers, specialist forex services often win. Calculate PayPal’s exact fee here, then compare it with your bank’s quote.
How do I calculate what the receiver gets internationally?
Enter the send amount in the sender’s currency on the homepage calculator with two different countries selected. The tool converts at a mid-market snapshot, subtracts the base + cross-border + fixed fee, and shows the net in the receiver’s currency.
Related: main PayPal fee calculator ·goods & services ·friends & family ·reverse calculator ·UK rates ·India rates ·Philippines rates